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The importance of student debt to the consumerist economy
Posted on 9/4/15 at 9:19 am
Posted on 9/4/15 at 9:19 am
5
Posted on 9/4/15 at 9:39 am to Sleeping Tiger
Internalized the disciplinarian culture.
Posted on 9/4/15 at 9:45 am to Sleeping Tiger
You can't trap somebody in debt.
Nobody can make you take out a student loan.
i don't disagree with the sentiment of your post but that statement is built on the fallacy that you HAVE to take student loans to go to school.
Nobody can make you take out a student loan.
i don't disagree with the sentiment of your post but that statement is built on the fallacy that you HAVE to take student loans to go to school.
Posted on 9/4/15 at 9:51 am to 3nOut
Your response is what happens when someone tries way too hard to find a hole instead of seeing a message for what it is.
The message has nothing to do with HAVING to take out a loan. The HAVING portion should be understood based on the fact most people who want to progress with a higher education need to take out a loan. It's just the way it is.
In your mindset, you'll never see.
The message has nothing to do with HAVING to take out a loan. The HAVING portion should be understood based on the fact most people who want to progress with a higher education need to take out a loan. It's just the way it is.
In your mindset, you'll never see.
Posted on 9/4/15 at 9:58 am to Sleeping Tiger
quote:
In your mindset, you'll never see.
please tell me more of my unseeing mindset.
Posted on 9/4/15 at 9:58 am to 3nOut
Tuition increases have been far greater than he amount of scholarships available to most aspiring students. This has been proven. Institutions have made it virtually impossible to attend college, undergrad or grad, without having to attain loans, unless you are upper middle class or upper class. These are facts at this point that I don't feel obligated to provide proof. It's become common sense.
Posted on 9/4/15 at 9:58 am to Sleeping Tiger
I'm only somewhat conservative, but Noam Chomsky is a complete crackpot.
If a butterfly flaps its wings in Africa, Chomsky will find a way to blame it on the military industrial complex.
If a butterfly flaps its wings in Africa, Chomsky will find a way to blame it on the military industrial complex.
Posted on 9/4/15 at 9:59 am to 3nOut
To be fair, your mindset of "you don't have to take out loans to go to school" is not in any way a reality for the vast majority of aspiring students. If it were a reality, we wouldn't be in this situation.
Posted on 9/4/15 at 10:02 am to cas4t
quote:
Tuition increases have been far greater than he amount of scholarships available to most aspiring students. This has been proven. Institutions have made it virtually impossible to attend college, undergrad or grad, without having to attain loans, unless you are upper middle class or upper class. These are facts at this point that I don't feel obligated to provide proof. It's become common sense.
that's just not true. i've told my story on here numerous times. i had no money for school. i chose not to go to an expensive school. i worked a 40+ hour weeks. i took 3,6, and 9 hour semesters. i didn't have nice things, i didn't eat out, i didn't go on fun vacations.
viola. college with no debt.
Posted on 9/4/15 at 10:02 am to cas4t
I worked full time through school. Also had government grants to supplement expenses. I was raised by a single mother teacher. Definitely not middle to upper class. Zero student debt.
Student loans have become the student equivalent to welfare. People use them because its easy not because they don't have other options. Hell half the people that take out loans just get them so they'll have money to blow.
Student loans have become the student equivalent to welfare. People use them because its easy not because they don't have other options. Hell half the people that take out loans just get them so they'll have money to blow.
This post was edited on 9/4/15 at 10:05 am
Posted on 9/4/15 at 10:05 am to UMRealist
The personal hero story.
Quite touching.
But doesn't touch reality.
Quite touching.
But doesn't touch reality.
Posted on 9/4/15 at 10:06 am to Sleeping Tiger
quote:
But doesn't touch reality.
you have 2 people who are saying it is reality on this thread.
Posted on 9/4/15 at 10:07 am to cas4t
quote:
To be fair, your mindset of "you don't have to take out loans to go to school" is not in any way a reality for the vast majority of aspiring students. If it were a reality, we wouldn't be in this situation.
Absolute bullshite.
Posted on 9/4/15 at 10:12 am to 3nOut
I think the point is, personal stories of success in beating the debt system are basically irrelevant in this exercise of 'how things are'.
It's paralyzing to intellectual thought. To understanding. To generalizing a vision.
It's paralyzing to intellectual thought. To understanding. To generalizing a vision.
Posted on 9/4/15 at 10:12 am to Sleeping Tiger
quote:
But doesn't touch reality.
Except that it is reality. I paid for school without ever borrowing money.
Posted on 9/4/15 at 10:14 am to 3nOut
quote:
statement is built on the fallacy that you HAVE to take student loans to go to school.
Not sure if serious?
When I went to school I worked 60+ hours a week and course loaded (18 - 21 credits per cycle) to get through school with no debt making minimum wage.
Here is the difference, minimum wage has inched up in my lifetime while the cost of college has escalated at annual increases most corporations would envy.
Today, if you overload you get charged the extra hours instead of them being included in flat tuition. In addition, to keep up with where tuition numbers have skyrocketed too the minimum wage would be sitting at 35 to 55 per hour to have kept up.
I think UCLA was 50 to 100 bucks a semester in the late 40's, what is it toady?
Posted on 9/4/15 at 10:20 am to cas4t
quote:
To be fair, your mindset of "you don't have to take out loans to go to school" is not in any way a reality for the vast majority of aspiring students. If it were a reality, we wouldn't be in this situation.
The correct response is "you don't have to go to college". More specifically, "many people who go to college shouldn't".
The lack of self-awareness and foresight in young people is a huge reason for thestudent debt problem.
Posted on 9/4/15 at 10:22 am to 3nOut
quote:
i worked a 40+ hour weeks
Good for you
quote:
i took 3,6, and 9 hour semesters
Here is the key point, you were not a full time student
How many years were you in school?
If you are taking 3 - 6 hours a semester and it is "free" if you are employed by said university you can get through with no debt, but taking a class or two a semester will put you in college for what, a decade or two, especially if you go to grad school. Also, once you get past undergrad, most good schools do not allow "part time" students in their programs.
I wanted to go to a good law school but they had no night classes and no part time classes. It was all or nothing for 3 years.
Posted on 9/4/15 at 10:25 am to Roger Klarvin
quote:
More specifically, "many people who go to college shouldn't".
: kige :
Sadly we have devalued self worth through non college jobs. We need craft people but that does not require a college degree. On the other side we have a generation of kids who think work is something you do for money while on your cell phone and wonder why they get fired for not actually working.
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