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Insurance policies for returning players ...

Posted on 3/7/13 at 5:17 pm
Posted by scrooster
Resident Ethicist
Member since Jul 2012
44215 posts
Posted on 3/7/13 at 5:17 pm
For them or against them?

It was just announced that Jadeveon Clowney's family has successfully purchased a five million dollar policy covering his arse, just encase, this coming season.

They were able to do so with the help of the NCAA. It is the largest policy of its kind yet contracted for a student athlete.

It should be encouraged more often imho.
Posted by sorantable
Member since Dec 2008
54499 posts
Posted on 3/7/13 at 5:17 pm to
I'm all for it
Posted by McRebel42
North Mississippi Hollywood
Member since Oct 2012
11606 posts
Posted on 3/7/13 at 5:18 pm to
Get rich or die trying ... is what I say.
Posted by JStanDawgFan
Evans, Ga
Member since Jul 2012
3987 posts
Posted on 3/7/13 at 5:18 pm to
Yep. I agree with them. What happened to Willis McGehee and Marcus Lattimore should be proof enough to anyone that could present a counterpoint to that argument.
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
62312 posts
Posted on 3/7/13 at 5:20 pm to
Never have understood why this was not mandatory as a benefit of NCAA. If they are not paying the kids seems like the NCAA should do this for all players.
Posted by reggierayreb
Member since Nov 2012
19778 posts
Posted on 3/7/13 at 5:21 pm to
Insurance is a fricking racket and the whole concept of it pisses me off... But yes, I am for this.

Posted by BluegrassBelle
RIP Hefty Lefty - 1981-2019
Member since Nov 2010
108346 posts
Posted on 3/7/13 at 5:24 pm to
Absolutely for it.
Posted by undecided
Member since May 2012
15492 posts
Posted on 3/7/13 at 5:32 pm to
quote:

Never have understood why this was not mandatory as a benefit of NCAA. If they are not paying the kids seems like the NCAA should do this for all players.

Excellent point and I'm genuinely surprised that this is the firs time I can recall anyone suggesting this
Posted by tmc94
Member since Sep 2012
11559 posts
Posted on 3/7/13 at 5:48 pm to
yeah, it's a good idea. I wonder if the SEC could pool money to do it for our athletes. NCAA would probably consider it an illicit benefit though
Posted by 15sammy34
Auburn, AL
Member since Oct 2011
16137 posts
Posted on 3/7/13 at 5:50 pm to
quote:

yeah, it's a good idea. I wonder if the SEC could pool money to do it for our athletes. NCAA would probably consider it an illicit benefit though


But if the B1G did it they would say it was "progressive" and "a step in the right direction."
Posted by Roger Klarvin
DFW
Member since Nov 2012
46671 posts
Posted on 3/7/13 at 5:51 pm to
Their money, their future, their decision. I'm fine with it and nobody has the right to tell them otherwise.
Posted by semotruman
Member since Nov 2011
23188 posts
Posted on 3/7/13 at 5:52 pm to
quote:

NCAA would probably consider it an illicit benefit though

The more I read about the Ed O'Bannon lawsuit, the more I think big changes are coming anyway. IF the plaintiffs win that case, the NCAA could become a thing of the past. The "superconferences" could develop their own organization.

It's going to be really interesting watching that all play out.
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
62312 posts
Posted on 3/7/13 at 5:52 pm to
The thing with insurance is the bigger the pool the lower the individual cost. If the NCAA did a blanket policy for all athletes it would be cheaper. The other benefit would be actual hard numbers on the debate of kids going pro early. If the NCAA was the data pool you would have hard numbers on what the actual reality was.
Posted by undecided
Member since May 2012
15492 posts
Posted on 3/7/13 at 6:02 pm to
quote:

The more I read about the Ed O'Bannon lawsuit, the more I think big changes are coming anyway. IF the plaintiffs win that case, the NCAA could become a thing of the past. The "superconferences" could develop their own organization.

It's going to be really interesting watching that all play out.

I've been following this also and I could see Insurance Policies for all NCAA athletes being one of the outcomes

FYI: Jon Solomon covers this for the Birmingham News/al.com and usually provides detailed articles from legit sources if your looking for someone to follow
Posted by tmc94
Member since Sep 2012
11559 posts
Posted on 3/7/13 at 6:05 pm to
sure but the money for insurance comes out of the member institutions pockets and the NCAA is made up of a bunch of poors. That's why I suggested the SEC. The cost per school would be minimal really compared to our budgets but asking Tulane to make an equal payment...well, that might not go well. The SEC could just take it out of our increased Sugar Bowl payout or something instead of giving us more money in the future. No one would even notice but the players would all be protected.
Posted by Bama54
Neverland
Member since Nov 2011
5097 posts
Posted on 3/7/13 at 6:05 pm to
I am for it.
Posted by scrooster
Resident Ethicist
Member since Jul 2012
44215 posts
Posted on 3/7/13 at 6:23 pm to
I'm surprised that no one has yet asked the question ... "but who decides if a player is big time NFL material?"

Seems like this is where things could get dicey.

Anyone here ever think Tony Romo would do what he did, or Jeff Saturday, or Wes Welker, Jason Peters, Antonio Gates, James Harrison, Priest Holmes, Rod Smith, John Randall or ... especially Kurt Warner? Were any of those guys even drafted? Would any of those guys have qualified for one penny of NCAA insurance?

Therein lies the conundrum IMHO.

But hell yes, I am all for it - Marcus Lattimore is a prime example.
Posted by semotruman
Member since Nov 2011
23188 posts
Posted on 3/7/13 at 6:59 pm to
quote:

I've been following this also and I could see Insurance Policies for all NCAA athletes being one of the outcomes

FYI: Jon Solomon covers this for the Birmingham News/al.com and usually provides detailed articles from legit sources if your looking for someone to follow

Thanks, I'll check him out. I just have a feeling that if that suit is successful, it's going to cause major upheaval. The NCAA and its member schools make a lot of money off using player images. And while TV spots, posters and apparel are one thing - video game usage is on a whole different level.

Like I said - it'll be interesting to watch it play out. The NCAA is afraid of this one.
Posted by the808bass
The Lou
Member since Oct 2012
128878 posts
Posted on 3/7/13 at 9:04 pm to
Someone on ESPN, discussing Noel's (I think it was Bilas), said that no insurance policy like these taken out has ever paid out a thin red dime. Not one. McGahee took out $2.5M and didn't get a penny.

It seem like peeing up a rope, if true.
Posted by PrivatePublic
Member since Nov 2012
17848 posts
Posted on 3/7/13 at 9:08 pm to
I don't see how these damn things can be afforded. The risk is just ridiculously high. And for stars who spend more time on the field/court than average players? It has to outweigh the odds of a car wreck by a factor of 10 at least.
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