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re: Hit by an uninsured driver

Posted on 2/2/24 at 1:34 pm to
Posted by mr bojangles
Member since Apr 2009
342 posts
Posted on 2/2/24 at 1:34 pm to
Do you have underinsured/uninsured motorist coverage on your own insurance? If so, reach out to them. It will likely require opening a claim.

Sucks regardless.
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
4379 posts
Posted on 2/2/24 at 2:10 pm to
quote:

Do you have underinsured/uninsured motorist coverage on your own insurance?


Doesn’t matter. You cannot have uninsured motorist property damage in Louisiana if you have comp and collision. It is literally not allowed.

Since he only has 1500 miles that means it likely has a loan - which means it’s mandatory for him to carry comp and collision.

He is going to have to claim it on his insurance.
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