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re: How long for funds to settle in Trad IRA prior to ROTH IRA recharacterization?
Posted on 1/20/23 at 10:21 am to lynxcat
Posted on 1/20/23 at 10:21 am to lynxcat
quote:OK then you are doing:
Above phaseouts, both working. Cannot contribute to Roth IRA directly and cannot deduct Traditional IRA contributions.
Non-deductible IRA contribution > Roth conversion
You can convert as soon as the cash settles in the account from your non-deductible contribution. No need to wait any longer.
1
Posted on 1/20/23 at 12:15 pm to Niner
Thanks for the details!
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