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re: Best used auto rate?

Posted on 12/18/22 at 6:08 pm to
Posted by jwn0002
Member since Oct 2019
29 posts
Posted on 12/18/22 at 6:08 pm to
I purchased last week for my wife. Used car. No trade in but 5k down.
Americas First credit union offered 3.35 for 48 months or 3.45 at 60.

I went with 60 and only stipulation was joining credit union and funding $20.
Other rates were in the 6-7% range. I was honestly surprised at how low it was and the minimal spread which is why I went with the 60.
Posted by Jag_Warrior
Virginia
Member since May 2015
4129 posts
Posted on 12/19/22 at 9:18 am to
quote:

I purchased last week for my wife. Used car. No trade in but 5k down. Americas First credit union offered 3.35 for 48 months or 3.45 at 60.


Those are great rates. I just took a look at my credit union’s site. They’re at 5.49% for 63 months and 5.99% for 72 months on used autos.
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